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Software Functionality Revealed in Detail
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Credit Lyonnais in the Americas
This case study describes how operational inefficiencies that resulted from overlap in human resources (HR) and payroll service delivery seem to have been

credit card promos  of services. Learn how Credit Lyonnais saved time and money, improved data accuracy and control, and enhanced and expatiated reporting capabilities.

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Software Functionality Revealed in Detail

We’ve opened the hood on every major category of enterprise software. Learn about thousands of features and functions, and how enterprise software really works.

Get free sample report
Compare Software Solutions

Visit the TEC store to compare leading software by functionality, so that you can make accurate and informed software purchasing decisions.

Compare Now

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Critical Business Functions: Misunderstood, Underutilized, and Undervalued Part Two: Closing the Circle of Credit and A/R Management


Using credit and A/R management as a sales tool requires defining goals and measuring results. Determining the competitive landscape and using A/R management software with key features will help companies realize the full potential of credit and A/R management.

credit card promos  Closing the Circle of Credit and A/R Management Critical Business Functions: Misunderstood, Underutilized, and Undervalued Part Two: Closing the Circle of Credit and A/R Management Featured Authors - Charles Chewning Jr.and Abe WalkingBear Sanchez - February 3, 2005 Introduction In the past, the idea of credit clung to the philosophy of risk management, measured by Days Sales Outstanding (DSO) and percent of bad debt. However, credit and effectively managed accounts receivable (A/R), when used as a sales Read More

Collateral Damage: What the Crisis in the Credit Markets Means for Everyone Else


Given the dramatic events in the capital markets, everyone is wondering what will happen next—and what the implications are for the wider economy. Learn about the crisis both in the capital markets and the wider economy; explore likely future economic scenarios and the challenges facing companies outside the financial sector—and discover the actions your company should take in order to respond to these challenges.

credit card promos  the Crisis in the Credit Markets Means for Everyone Else Given the dramatic events in the capital markets, everyone is wondering what will happen next—and what the implications are for the wider economy. Learn about the crisis both in the capital markets and the wider economy; explore likely future economic scenarios and the challenges facing companies outside the financial sector—and discover the actions your company should take in order to respond to these challenges. Read More

Profiting from PCI Compliance


Although the Payment Card Industry Data Security Standard (PCI DSS) has become a global requirement, many organizations are lagging in compliance. For many companies, regulatory compliance can already be an overwhelming and confusing area to navigate, and the need to comply with the PCI DSS might feel like yet another burden. Discover the efficiency gains of building a strategy designed around PCI compliance.

credit card promos  from PCI Compliance Although the Payment Card Industry Data Security Standard (PCI DSS) has become a global requirement, many organizations are lagging in compliance. For many companies, regulatory compliance can already be an overwhelming and confusing area to navigate, and the need to comply with the PCI DSS might feel like yet another burden. Discover the efficiency gains of building a strategy designed around PCI compliance. Read More

AnyDoc Customer Success Story: PSCU Financial Services Can’t Dispute the Advantages of OCR


PSCU Financial Services mediates disputes between its customers and their credit card companies. Many of these disputes require multiple pages of documentation as evidence—which need to be scanned. Its scanning process was draining its resources and PSCU knew it was time to get automated. Since deploying OCR for AnyDoc (an optical character recognition solution), PSCU has realized an annual savings of $125,000 (USD).

credit card promos  its customers and their credit card companies. Many of these disputes require multiple pages of documentation as evidence—which need to be scanned. Its scanning process was draining its resources and PSCU knew it was time to get automated. Since deploying OCR for AnyDoc (an optical character recognition solution), PSCU has realized an annual savings of $125,000 (USD). Read More

Time Tracking and Attendance Primer: Beyond the Clock


Punch clocks, clock card machines, Bundy clocks, time recorders. Most organizations are opting for newer methods to track their employees’ time and attendance. Today’s time tracking technology is not just about capturing hours—it’s about where those hours are allocated and how productive they are. TEC analyst Sherry Fox reviews some of the key features of current time tracking software and highlights some popular vendors.

credit card promos  Tracking and Attendance Primer: Beyond the Clock Are you still using spreadsheets and punch cards? Is the taking and tracking of time and attendance of your workforce still a manual process? Are you using any kind of time and attendance software in your organization? Welcome to the 21st century and to the world of advanced time-tracking technologies. Punch clocks, time clocks, clock card machines, Bundy clocks, time recorders: we’ve heard them called different things over the decades, and time Read More

Case Study: Fair Isaac Corporation


Fair Isaac Corporation’s FICO scores—the global industry standard for objective, profitable risk assessment—are the most widely used consumer credit scores in the world. Fair Isaac was using a simple in-house license manager to protect new installations of the FICO score, but as new implementations spread around the world, the company decided it needed a new system to manage its licenses. Learn about its chosen solution.

credit card promos  their lending decisions. Banks, credit card companies, lending institutions and international credit bureaus in 22 countries worldwide use the FICO® score to evaluate credit worthiness and risk. Fair Isaac had been using a simple in-house license manager to protect new installations of the FICO® score, but as new implementations quickly spread around the world, they decided they needed a more sophisticated system for managing the licenses they sold worldwide. These licenses are based on the volume of Read More

Controlling Access to Critical Enterprise Resources


With the compliance demands of Sarbanes-Oxley (SOX), the Payment Card Industry (PCI), and others, it’s crucial that companies emphasize separation of duties (SoD) and internal access controls to help maximize network security. But many still struggle with the real-time need of granting temporary access to resources. Learn about a solution that can offer secure, controlled, and audited resource access in a timely fashion.

credit card promos  Access to Critical Enterprise Resources With the compliance demands of Sarbanes-Oxley (SOX), the Payment Card Industry (PCI), and others, it’s crucial that companies emphasize separation of duties (SoD) and internal access controls to help maximize network security. But many still struggle with the real-time need of granting temporary access to resources. Learn about a solution that can offer secure, controlled, and audited resource access in a timely fashion. Read More

Delta 21


The Delta21 system has nineteen modules, which include customer control, security, checking account, savings account, long term savings, cashier and teller control, credit management, loan control and management, banking account, general ledger, cost accounting, asset control, manager information system, credit card management, debit card management, project management, automatic teller machine interface, inventory and procurement, sales control, and tax management.

credit card promos  control, manager information system, credit card management, debit card management, project management, automatic teller machine interface, inventory and procurement, sales control, and tax management. Read More

Business.com Guide to Credit Card Processing


Consumers are so used to the convenience of credit and debit cards that it’s no longer an option for a merchant to take plastic—it’s a necessity. This overview of credit card processing takes a look at the equipment you need to read cards and transmit data, reviews the types of fees credit card processing companies charge merchants, and offers a few tips for purchasing a credit card processing plan.

credit card promos  com Guide to Credit Card Processing Consumers are so used to the convenience of credit and debit cards that it’s no longer an option for a merchant to take plastic—it’s a necessity. This overview of credit card processing takes a look at the equipment you need to read cards and transmit data, reviews the types of fees credit card processing companies charge merchants, and offers a few tips for purchasing a credit card processing plan. Read More

FICO


Founded in 1956, FICO introduced analytics solutions such as credit scoring that have made credit more widely available, not just in the United States but around the FICO has pioneered the development and application of critical technologies behind decision management. These include predictive analytics, business rules management, and optimization. FICO uses these technologies to help businesses improve the precision, consistency, and agility of their many complex decisions.

credit card promos  analytics solutions such as credit scoring that have made credit more widely available, not just in the United States but around the FICO has pioneered the development and application of critical technologies behind decision management. These include predictive analytics, business rules management, and optimization. FICO uses these technologies to help businesses improve the precision, consistency, and agility of their many complex decisions. Read More

Leveraging Change Control to Meet PCI Requirements


Identity theft and credit card fraud affect all businesses—and the problem is only getting worse. In order to combat these threats, credit card companies have joined forces to introduce the Payment Card Industry Data Security Standard (PCI DSS). For financial institutions, complying with PCI DSS by using real-time monitoring and selective enforcement software can help to relieve the burden of unauthorized changes.

credit card promos  Requirements Identity theft and credit card fraud affect all businesses—and the problem is only getting worse. In order to combat these threats, credit card companies have joined forces to introduce the Payment Card Industry Data Security Standard (PCI DSS). For financial institutions, complying with PCI DSS by using real-time monitoring and selective enforcement software can help to relieve the burden of unauthorized changes. Read More

Development of an Internet Payment Processing System


This article describes the author's experience with the development of the first Yugoslav Internet payment processing system. The system's architecture is very similar to the Three Domain (3D) model that started to emerge later. This success story is worthwhile sharing with a wider audience.

credit card promos  can either backtrack (e.g., credit card holder's account and cancel purchase order) or finalize order (e.g., deliver goods and services). An example of such application is Atlantik ( http://www.atlantik.co.yu ), an on-line betting company. System Users There are three types of users in the system described in this article: Besides purchasing goods and services on the Internet, card holders may view information about their card accounts using the portal of the Internet payment processing company. This info Read More

Should You Cut Back or Freeze IT Spending in a Recession?


With little doubt that the US economy is in or near recession, the big question now is whether we’re heading into a global credit freeze and financial meltdown. If the worst happens, all bets are off—we’ll be pretty much in uncharted territory. But if we do manage to escape with nothing more severe than a typical recession, what approach should you take towards IT spending? The usual

credit card promos  heading into a global credit freeze and financial meltdown. If the worst happens, all bets are off—we’ll be pretty much in uncharted territory. But if we do manage to escape with nothing more severe than a typical recession, what approach should you take towards IT spending? The usual knee-jerk response in a recession is to cut back or freeze IT spending. But is that necessarily the best strategy? I can’t give you a definitive answer, nor can anyone else. Much depends on the particular Read More

Tokenization: A Cost-effective and Easy Path to Compliance and Data Protection


As companies work to meet regulatory requirements to protect personally identifiable information (PII) such as credit card numbers, one option to minimize the risk of loss is to replace sensitive data with a non-sensitive replacement value, or “token.” This white paper discusses how tokenization is implemented, its effectiveness in meeting regulatory requirements, and its impact on your IT systems and business processes.

credit card promos  information (PII) such as credit card numbers, one option to minimize the risk of loss is to replace sensitive data with a non-sensitive replacement value, or “token.” This white paper discusses how tokenization is implemented, its effectiveness in meeting regulatory requirements, and its impact on your IT systems and business processes. Read More